Rental Loans

(DSCR)

Loan Money Pro is your trusted partner in securing Rental property loans based on cash flow, not personal income! Perfect for investors looking to scale their rental business without traditional employment verification.

What Are DSCR Loans?

Debt Service Coverage Ratio (DSCR) loans are investment property mortgages that qualify borrowers based on the rental income potential of the property, rather than personal income from employment. This revolutionary approach allows serious investors to expand their portfolios without the limitations of traditional debt-to-income calculations.

How DSCR Works: The loan qualification is based on the property's monthly rental income compared to the monthly mortgage payment (PITI - Principal, Interest, Taxes, Insurance). A DSCR of 1.0 means the rental income exactly covers the mortgage payment. Higher ratios indicate stronger cash flow.

DSCR = Net Operating Income (NOI) ÷ Total Debt Service

Build Your Rental Portfolio with Asset-Based Financing

Rental Loan Highlights

• Loan amounts up to $2.5M per property - Scale your rental property investments

• Purchase or Refinance - Finding the right funding for your investment strategy

• Short Term Rentals - Maximize your profits with Short Term Rental DSCR loans

• Up to 80% LTV- up to 80% LTV for you to leverage on your rentals

• 30 yr Fixed Rate - Loan Money Pro will find you the best source for interest only loans, 30 yr fixed rate loans, or anything in between

• BRRRR - Buy, Rehab, Rent, Refinance, Repeat. DSCR loans help you reach your long term investment and wealth goals

• Refinance Immediately - Loan Money Pro can source options for you that require no seasoning after a flip or auction purchase.

• Hard Money Made Easy - Loan Money Pro makes finding the perfect loan for you easy.

Why Choose DSCR Rental Loans?

No Employment Verification Qualify based on property cash flow, not your W-2s, pay stubs, or tax returns. Perfect for self-employed investors, retirees, or those with complex income situations.

Faster Portfolio Growth Traditional lending limits how many properties you can finance. DSCR loans allow unlimited property acquisitions based on individual property performance.

Simplified Documentation Streamlined application process focused on property analysis rather than extensive personal financial documentation.

No Seasoning Requirements Finance properties immediately after purchase - no need to wait 6-12 months like traditional investment loans.

Interest-Only Options Maximize cash flow with interest-only payment periods available on qualifying properties.

Ready to Scale Your Rental Portfolio?

DSCR loans are the key to unlimited rental property growth. Let the properties pay for themselves while you build long-term wealth through real estate cash flow and appreciation.

Get your personalized DSCR loan quote today - complete our Quote Form and receive a personalized Loan Quote.